Facing foreclosure in Miami-Dade County? Sell for cash before the sale date.
Get a written cash offer on your Miami-Dade County house within 24 hours and close in as little as 7 days. No repairs, no showings, no commissions.
- Written cash offer within 24 hours
- No obligation to accept
- You pick the closing date
Can I sell a house in foreclosure in Miami-Dade County?
Yes. In Florida a foreclosure has to go through the Circuit Court, so there is usually time to sell between the lawsuit and the Clerk's sale. You can sell for cash any time before the Clerk files the certificate of sale, pay off the lender at closing, and keep any equity that is left.
In Miami-Dade County, that means working with the Miami-Dade County Clerk of Court's records and a Florida title company we close with regularly.
How foreclosure works in Miami-Dade County
Here's how a foreclosure case usually moves in Miami-Dade County. Knowing where you are on this timeline tells you how much room you have to sell.
Missed payments
Federal servicing rules generally keep a lender from filing until a loan is more than 120 days behind. Use this window — it is the cheapest time to sell.
Lawsuit and lis pendens
The lender sues in the Miami-Dade County Circuit Court (11th Judicial Circuit) and records a lis pendens. Once you are served you have 20 days to respond.
Final judgment
If the court rules for the lender, it sets a sale date, normally 20–35 days after the judgment (s. 45.031, Fla. Stat.).
Clerk's sale
The Miami-Dade County Clerk of Court auctions the home, usually online. You can still pay off or sell until the Clerk files the certificate of sale (s. 45.0315).
After the sale
Any money above the debt is surplus. Claim it with the Clerk — surplus not paid out within a year of the sale is reported as unclaimed (s. 45.032).
What's different about Miami-Dade County
Miami-Dade has the state's largest condo inventory, and post-Surfside milestone inspections and reserve rules have raised assessments for many owners.
We buy houses in foreclosure throughout Miami-Dade County, including Hialeah and Miami, and in unincorporated areas.
| County | Miami-Dade County, South Florida |
|---|---|
| County seat | Miami |
| Court for foreclosure cases | Miami-Dade County Circuit Court (11th Judicial Circuit) |
| Official records & court sales | Miami-Dade County Clerk of Court |
| Property taxes | Miami-Dade County Tax Collector |
| Where we buy | Hialeah, Miami |
Before you sell in Miami-Dade County
You have more than one way out. Miami-Dade County homeowners in this spot usually weigh reinstate the loan, loan modification or forbearance, list with an agent, short sale and sell for cash. We're happy to talk through each one — no pressure.
Compare every option in the Florida guide →- Behind on payments and the gap keeps growing
- A sale date is already set
- Worried about the credit damage
- The servicer won't agree to a plan you can afford
Three steps. Your schedule.
Selling to us takes three steps, and you control the timing of every one.
Tell us about the house
Share the address and a few details online or by phone. It takes about two minutes and costs nothing.
Get a written cash offer
We review the property and recent nearby sales and send a no-obligation cash offer, usually within 24 hours.
Pick your closing date
Close in as little as 7 days through a Florida title company, or pick a later date. We cover normal closing costs.
What Miami-Dade County homeowners ask about foreclosure
What happens to my equity if the house goes to auction?
If the auction brings more than you owe, the extra is surplus that you can claim from the Clerk. Selling before the auction usually keeps more of your equity, because auction prices are often below market.
Does Florida law protect me when I sell a house in foreclosure?
Yes. Florida's foreclosure-rescue statute (s. 501.1377) sets contract and cancellation rules for investors who buy homes in foreclosure. Ask us and we'll walk you through your rights in writing before you sign anything.
Where are Miami-Dade County foreclosure sales held?
The Miami-Dade County Clerk of Court runs court-ordered foreclosure sales. Florida law lets Clerks hold these sales online (s. 45.031), and the sale date is listed in the final judgment.
Do you buy houses in every part of Miami-Dade County?
Yes — including Hialeah and Miami, the county seat of Miami, and unincorporated areas.
Which court handles foreclosure cases in Miami-Dade County?
The Miami-Dade County Circuit Court (11th Judicial Circuit). The Miami-Dade County Clerk of Court keeps the official records and runs court-ordered sales.
How fast can you close in Miami-Dade County?
As little as 7 days after you accept, using a Florida title company. If you need more time, we'll set the date that works for you.
Related help
Other situations in Miami-Dade County
Foreclosure help nearby
Get your no-obligation cash offer on your Miami-Dade County property.
Two minutes to submit, a written offer within 24 hours, and the closing date you choose. Nothing to fix, nothing to list.