Got a lis pendens or foreclosure notice in Hillsborough County? You still have time to sell.
We buy houses with a lis pendens across Hillsborough County as-is, for cash. Tell us your timeline and we'll build the closing around it.
- Written cash offer within 24 hours
- No obligation to accept
- You pick the closing date
Can I sell a house with a lis pendens in Hillsborough County?
A lis pendens is the public notice a lender records when it files a foreclosure lawsuit. It does not mean you've lost the house. You can still sell, but the lis pendens has to be released at closing, so the sale must pay off the lender in full or be approved by them.
In Hillsborough County, that means working with the Hillsborough County Clerk of Court's records and a Florida title company we close with regularly.
How pre-foreclosure works in Hillsborough County
Here's how a pre-foreclosure case usually moves in Hillsborough County. Knowing where you are on this timeline tells you how much room you have to sell.
Breach letter
Most mortgages require the lender to send a notice of default (breach letter) giving you time — usually 30 days — to cure before it accelerates the loan.
Lis pendens recorded
When the lender files suit in the Hillsborough County Circuit Court (13th Judicial Circuit), it records a lis pendens in the Hillsborough County public records (s. 48.23, Fla. Stat.). Title searches will now show it.
Summons served
You have 20 days from service to file a response. Missing it can lead to a default judgment.
Case moves forward
The case heads toward summary or final judgment. This is the best window to sell on your terms.
Release at closing
When the sale pays off the loan, the lender dismisses the case and the lis pendens is released, clearing title.
Hillsborough County: local facts that affect your sale
Hurricanes Helene and Milton in 2024 left flood and wind damage across Hillsborough County, from South Tampa to inland neighborhoods along the Alafia River.
We buy houses with a lis pendens throughout Hillsborough County, including Brandon, Sun City Center and Tampa, and in unincorporated areas.
| County | Hillsborough County, Tampa Bay |
|---|---|
| County seat | Tampa |
| Court for pre-foreclosure cases | Hillsborough County Circuit Court (13th Judicial Circuit) |
| Official records & court sales | Hillsborough County Clerk of Court |
| Property taxes | Hillsborough County Tax Collector |
| Where we buy | Brandon, Sun City Center, Tampa |
Options for Hillsborough County homeowners
You have more than one way out. Hillsborough County homeowners in this spot usually weigh respond to the lawsuit, ask for loss mitigation, refinance or reinstate, sell with an agent and sell for cash. We're happy to talk through each one — no pressure.
Compare every option in the Florida guide →- A lis pendens showed up in the public records
- You were served with a foreclosure summons
- Calls and letters from investors started arriving
- You don't know how much time is left
Three steps. Your schedule.
Here's exactly what happens after you ask for an offer on your Hillsborough County property.
Tell us about the house
Share the address and a few details online or by phone. It takes about two minutes and costs nothing.
Get a written cash offer
We review the property and recent nearby sales and send a no-obligation cash offer, usually within 24 hours.
Pick your closing date
Close in as little as 7 days through a Florida title company, or pick a later date. We cover normal closing costs.
What Hillsborough County homeowners ask about pre-foreclosure
Is a notice of default the same as a lis pendens?
No. A notice of default (or breach letter) comes from the lender before a lawsuit. A lis pendens is recorded once the lawsuit has been filed.
Can I sell a house with a lis pendens on it?
Yes. The title company gets a payoff from the lender, pays it at closing, and the lender then dismisses the case and releases the lis pendens.
Where is a lis pendens recorded in Hillsborough County?
In the Hillsborough County official records, kept by the Hillsborough County Clerk of Court. You can search the records by owner name to see whether one has been filed.
Do you buy houses in every part of Hillsborough County?
Yes — including Brandon, Sun City Center and Tampa, the county seat of Tampa, and unincorporated areas.
Which court handles pre-foreclosure cases in Hillsborough County?
The Hillsborough County Circuit Court (13th Judicial Circuit). The Hillsborough County Clerk of Court keeps the official records and runs court-ordered sales.
How fast can you close in Hillsborough County?
As little as 7 days after you accept, using a Florida title company. If you need more time, we'll set the date that works for you.
Related help
Other situations in Hillsborough County
Pre-Foreclosure & Lis Pendens help nearby
Get your no-obligation cash offer on your Hillsborough County property.
Two minutes to submit, a written offer within 24 hours, and the closing date you choose. Nothing to fix, nothing to list.