Facing foreclosure in Port St. Lucie? Sell for cash before the sale date.
Get a written cash offer on your Port St. Lucie house within 24 hours and close in as little as 7 days. No repairs, no showings, no commissions.
- Written cash offer within 24 hours
- No obligation to accept
- You pick the closing date
Can I sell a house in foreclosure in Port St. Lucie?
Yes. In Florida a foreclosure has to go through the Circuit Court, so there is usually time to sell between the lawsuit and the Clerk's sale. You can sell for cash any time before the Clerk files the certificate of sale, pay off the lender at closing, and keep any equity that is left.
In Port St. Lucie, that means working with the St. Lucie County Clerk of Court's records and a Florida title company we close with regularly.
How foreclosure works in St. Lucie County
The steps below follow Florida statutes and the offices that handle them in St. Lucie County, which includes Port St. Lucie.
Missed payments
Federal servicing rules generally keep a lender from filing until a loan is more than 120 days behind. Use this window — it is the cheapest time to sell.
Lawsuit and lis pendens
The lender sues in the St. Lucie County Circuit Court (19th Judicial Circuit) and records a lis pendens. Once you are served you have 20 days to respond.
Final judgment
If the court rules for the lender, it sets a sale date, normally 20–35 days after the judgment (s. 45.031, Fla. Stat.).
Clerk's sale
The St. Lucie County Clerk of Court auctions the home, usually online. You can still pay off or sell until the Clerk files the certificate of sale (s. 45.0315).
After the sale
Any money above the debt is surplus. Claim it with the Clerk — surplus not paid out within a year of the sale is reported as unclaimed (s. 45.032).
What's different about Port St. Lucie
Port St. Lucie is one of the fastest-growing cities in Florida, built largely on a 1950s–1960s pre-platted grid. Port St. Lucie is one of Florida's fastest-growing cities, and tornadoes from Hurricane Milton struck St. Lucie County in October 2024.
We buy houses in foreclosure in Tradition, St. Lucie West, Torino, Sandpiper Bay and Port St. Lucie Blvd area, and anywhere else in Port St. Lucie and the rest of St. Lucie County.
| County | St. Lucie County, the Treasure Coast |
|---|---|
| County seat | Fort Pierce |
| Court for foreclosure cases | St. Lucie County Circuit Court (19th Judicial Circuit) |
| Official records & court sales | St. Lucie County Clerk of Court |
| Property taxes | St. Lucie County Tax Collector |
| Where we buy | Tradition, St. Lucie West, Torino, Sandpiper Bay, Port St. Lucie Blvd area |
Options for Port St. Lucie homeowners
Selling to us is one option, not the only one. Port St. Lucie homeowners in this spot usually weigh reinstate the loan, loan modification or forbearance, list with an agent, short sale and sell for cash. We'll tell you honestly if another option fits better.
Compare every option in the Florida guide →- Behind on payments and the gap keeps growing
- A sale date is already set
- Worried about the credit damage
- The servicer won't agree to a plan you can afford
Three steps. Your schedule.
Selling to us takes three steps, and you control the timing of every one.
Tell us about the house
Share the address and a few details online or by phone. It takes about two minutes and costs nothing.
Get a written cash offer
We review the property and recent nearby sales and send a no-obligation cash offer, usually within 24 hours.
Pick your closing date
Close in as little as 7 days through a Florida title company, or pick a later date. We cover normal closing costs.
What Port St. Lucie homeowners ask about foreclosure
Can I sell my house after the foreclosure sale date is set?
Yes. You can sell any time before the Clerk files the certificate of sale. Tell us your sale date when you request an offer and we'll schedule closing ahead of it.
What happens to my equity if the house goes to auction?
If the auction brings more than you owe, the extra is surplus that you can claim from the Clerk. Selling before the auction usually keeps more of your equity, because auction prices are often below market.
Where are St. Lucie County foreclosure sales held?
The St. Lucie County Clerk of Court runs court-ordered foreclosure sales. Florida law lets Clerks hold these sales online (s. 45.031), and the sale date is listed in the final judgment.
Do you buy houses in Port St. Lucie?
Yes. We buy in Tradition, St. Lucie West, Torino and Sandpiper Bay and every other part of Port St. Lucie, as well as the rest of St. Lucie County. Submit the address and we'll confirm within a day.
How fast can you close in Port St. Lucie?
As little as 7 days after you accept, using a Florida title company. If you need more time, we'll set the date that works for you.
Related help
Other situations in Port St. Lucie
Foreclosure help nearby
Get your no-obligation cash offer on your Port St. Lucie property.
Two minutes to submit, a written offer within 24 hours, and the closing date you choose. Nothing to fix, nothing to list.