Facing foreclosure in Palm Bay? Sell for cash before the sale date.
Get a written cash offer on your Palm Bay house within 24 hours and close in as little as 7 days. No repairs, no showings, no commissions.
- Written cash offer within 24 hours
- No obligation to accept
- You pick the closing date
Can I sell a house in foreclosure in Palm Bay?
Yes. In Florida a foreclosure has to go through the Circuit Court, so there is usually time to sell between the lawsuit and the Clerk's sale. You can sell for cash any time before the Clerk files the certificate of sale, pay off the lender at closing, and keep any equity that is left.
In Palm Bay, that means working with the Brevard County Clerk of Court's records and a Florida title company we close with regularly.
How foreclosure works in Brevard County
The steps below follow Florida statutes and the offices that handle them in Brevard County, which includes Palm Bay.
Missed payments
Federal servicing rules generally keep a lender from filing until a loan is more than 120 days behind. Use this window — it is the cheapest time to sell.
Lawsuit and lis pendens
The lender sues in the Brevard County Circuit Court (18th Judicial Circuit) and records a lis pendens. Once you are served you have 20 days to respond.
Final judgment
If the court rules for the lender, it sets a sale date, normally 20–35 days after the judgment (s. 45.031, Fla. Stat.).
Clerk's sale
The Brevard County Clerk of Court auctions the home, usually online. You can still pay off or sell until the Clerk files the certificate of sale (s. 45.0315).
After the sale
Any money above the debt is surplus. Claim it with the Clerk — surplus not paid out within a year of the sale is reported as unclaimed (s. 45.032).
Selling a house in foreclosure in Palm Bay
Palm Bay is Brevard County's largest city by population and one of the state's biggest pre-platted subdivisions. Brevard stretches 70+ miles along the Space Coast, from Titusville through Melbourne and Palm Bay, with a mix of older beachside homes and pre-platted inland lots.
We buy houses in foreclosure in Port Malabar, Bayside Lakes, Northeast Palm Bay, Southwest Palm Bay and Malabar, and anywhere else in Palm Bay, plus nearby Melbourne.
| County | Brevard County, the Space Coast |
|---|---|
| County seat | Titusville |
| Court for foreclosure cases | Brevard County Circuit Court (18th Judicial Circuit) |
| Official records & court sales | Brevard County Clerk of Court |
| Property taxes | Brevard County Tax Collector |
| Where we buy | Port Malabar, Bayside Lakes, Northeast Palm Bay, Southwest Palm Bay, Malabar · nearby Melbourne |
Before you sell in Palm Bay
Selling to us is one option, not the only one. Palm Bay homeowners in this spot usually weigh reinstate the loan, loan modification or forbearance, list with an agent, short sale and sell for cash. We'll tell you honestly if another option fits better.
Compare every option in the Florida guide →- Behind on payments and the gap keeps growing
- A sale date is already set
- Worried about the credit damage
- The servicer won't agree to a plan you can afford
Three steps. Your schedule.
Selling to us takes three steps, and you control the timing of every one.
Tell us about the house
Share the address and a few details online or by phone. It takes about two minutes and costs nothing.
Get a written cash offer
We review the property and recent nearby sales and send a no-obligation cash offer, usually within 24 hours.
Pick your closing date
Close in as little as 7 days through a Florida title company, or pick a later date. We cover normal closing costs.
What Palm Bay homeowners ask about foreclosure
Does Florida law protect me when I sell a house in foreclosure?
Yes. Florida's foreclosure-rescue statute (s. 501.1377) sets contract and cancellation rules for investors who buy homes in foreclosure. Ask us and we'll walk you through your rights in writing before you sign anything.
How long does foreclosure take in Florida?
Florida is a judicial foreclosure state, so every case goes through the Circuit Court. Contested cases often take many months; uncontested ones can move from filing to sale much faster. The sale itself is set 20–35 days after the final judgment.
Where are Brevard County foreclosure sales held?
The Brevard County Clerk of Court runs court-ordered foreclosure sales. Florida law lets Clerks hold these sales online (s. 45.031), and the sale date is listed in the final judgment.
Do you buy houses in Palm Bay?
Yes. We buy in Port Malabar, Bayside Lakes, Northeast Palm Bay and Southwest Palm Bay and every other part of Palm Bay, as well as the rest of Brevard County. Submit the address and we'll confirm within a day.
How fast can you close in Palm Bay?
As little as 7 days after you accept, using a Florida title company. If you need more time, we'll set the date that works for you.
Related help
Other situations in Palm Bay
Foreclosure help nearby
Get your no-obligation cash offer on your Palm Bay property.
Two minutes to submit, a written offer within 24 hours, and the closing date you choose. Nothing to fix, nothing to list.