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Foreclosure · Lee County, FL

Facing foreclosure in Lee County? Sell for cash before the sale date.

Get a written cash offer on your Lee County house within 24 hours and close in as little as 7 days. No repairs, no showings, no commissions.

  • Written cash offer within 24 hours
  • No obligation to accept
  • You pick the closing date
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Short answer

Can I sell a house in foreclosure in Lee County?

Yes. In Florida a foreclosure has to go through the Circuit Court, so there is usually time to sell between the lawsuit and the Clerk's sale. You can sell for cash any time before the Clerk files the certificate of sale, pay off the lender at closing, and keep any equity that is left.

For Lee County properties, the local steps run through the Lee County Circuit Court (20th Judicial Circuit) and the Lee County Clerk of Court.

Florida timeline

How foreclosure works in Lee County

Every foreclosure situation in Lee County follows Florida law. These are the stages and the local offices involved.

  1. Missed payments

    Federal servicing rules generally keep a lender from filing until a loan is more than 120 days behind. Use this window — it is the cheapest time to sell.

  2. Lawsuit and lis pendens

    The lender sues in the Lee County Circuit Court (20th Judicial Circuit) and records a lis pendens. Once you are served you have 20 days to respond.

  3. Final judgment

    If the court rules for the lender, it sets a sale date, normally 20–35 days after the judgment (s. 45.031, Fla. Stat.).

  4. Clerk's sale

    The Lee County Clerk of Court auctions the home, usually online. You can still pay off or sell until the Clerk files the certificate of sale (s. 45.0315).

  5. After the sale

    Any money above the debt is surplus. Claim it with the Clerk — surplus not paid out within a year of the sale is reported as unclaimed (s. 45.032).

Read the full Florida foreclosure guide →
Local

Selling a house in foreclosure in Lee County

Hurricane Ian made landfall in Lee County in 2022. Fort Myers Beach, Cape Coral and Sanibel saw catastrophic surge, and many damaged homes are still subject to the FEMA 50% substantial-damage rule.

We buy houses in foreclosure throughout Lee County, including Cape Coral, Fort Myers and Lehigh Acres, and in unincorporated areas.

City pages: Cape Coral

CountyLee County, Southwest Florida
County seatFort Myers
Court for foreclosure casesLee County Circuit Court (20th Judicial Circuit)
Official records & court salesLee County Clerk of Court
Property taxesLee County Tax Collector
Where we buyCape Coral, Fort Myers, Lehigh Acres
Your options

Is selling right for your Lee County house?

Selling to us is one option, not the only one. Lee County homeowners in this spot usually weigh reinstate the loan, loan modification or forbearance, list with an agent, short sale and sell for cash. If keeping the house or listing it makes more sense, we'll say so.

Compare every option in the Florida guide →
Sound familiar?
  • Behind on payments and the gap keeps growing
  • A sale date is already set
  • Worried about the credit damage
  • The servicer won't agree to a plan you can afford
The process

Three steps. Your schedule.

Here's exactly what happens after you ask for an offer on your Lee County property.

01 / TELL US

Tell us about the house

Share the address and a few details online or by phone. It takes about two minutes and costs nothing.

02 / GET AN OFFER

Get a written cash offer

We review the property and recent nearby sales and send a no-obligation cash offer, usually within 24 hours.

03 / CLOSE

Pick your closing date

Close in as little as 7 days through a Florida title company, or pick a later date. We cover normal closing costs.

Common questions

What Lee County homeowners ask about foreclosure

Can I sell my house after the foreclosure sale date is set?

Yes. You can sell any time before the Clerk files the certificate of sale. Tell us your sale date when you request an offer and we'll schedule closing ahead of it.

How long does foreclosure take in Florida?

Florida is a judicial foreclosure state, so every case goes through the Circuit Court. Contested cases often take many months; uncontested ones can move from filing to sale much faster. The sale itself is set 20–35 days after the final judgment.

Where are Lee County foreclosure sales held?

The Lee County Clerk of Court runs court-ordered foreclosure sales. Florida law lets Clerks hold these sales online (s. 45.031), and the sale date is listed in the final judgment.

Do you buy houses in every part of Lee County?

Yes — including Cape Coral, Fort Myers and Lehigh Acres, the county seat of Fort Myers, and unincorporated areas.

Which court handles foreclosure cases in Lee County?

The Lee County Circuit Court (20th Judicial Circuit). The Lee County Clerk of Court keeps the official records and runs court-ordered sales.

How fast can you close in Lee County?

As little as 7 days after you accept, using a Florida title company. If you need more time, we'll set the date that works for you.

Get started

Get your no-obligation cash offer on your Lee County property.

Two minutes to submit, a written offer within 24 hours, and the closing date you choose. Nothing to fix, nothing to list.

No fees. No obligation. No pressure to accept.