Facing foreclosure in Jacksonville? Sell for cash before the sale date.
Get a written cash offer on your Jacksonville house within 24 hours and close in as little as 7 days. No repairs, no showings, no commissions.
- Written cash offer within 24 hours
- No obligation to accept
- You pick the closing date
Can I sell a house in foreclosure in Jacksonville?
Yes. In Florida a foreclosure has to go through the Circuit Court, so there is usually time to sell between the lawsuit and the Clerk's sale. You can sell for cash any time before the Clerk files the certificate of sale, pay off the lender at closing, and keep any equity that is left.
For Jacksonville properties, the local steps run through the Duval County Circuit Court (4th Judicial Circuit) and the Duval County Clerk of Court.
How foreclosure works in Duval County
Every foreclosure situation in Duval County, which includes Jacksonville follows Florida law. These are the stages and the local offices involved.
Missed payments
Federal servicing rules generally keep a lender from filing until a loan is more than 120 days behind. Use this window — it is the cheapest time to sell.
Lawsuit and lis pendens
The lender sues in the Duval County Circuit Court (4th Judicial Circuit) and records a lis pendens. Once you are served you have 20 days to respond.
Final judgment
If the court rules for the lender, it sets a sale date, normally 20–35 days after the judgment (s. 45.031, Fla. Stat.).
Clerk's sale
The Duval County Clerk of Court auctions the home, usually online. You can still pay off or sell until the Clerk files the certificate of sale (s. 45.0315).
After the sale
Any money above the debt is surplus. Claim it with the Clerk — surplus not paid out within a year of the sale is reported as unclaimed (s. 45.032).
Jacksonville: local facts that affect your sale
Jacksonville covers all of Duval County outside the beaches and Baldwin, so neighborhoods range from historic Riverside to rural Northside. Jacksonville and Duval County have been one consolidated government since 1968, which makes Jacksonville the largest city by land area in the contiguous U.S.
We buy houses in foreclosure in Arlington, Westside, Northside, Riverside, Springfield, Mandarin and Murray Hill, and anywhere else in Jacksonville and the rest of Duval County.
See also: Foreclosure across Duval County
| County | Duval County, Northeast Florida |
|---|---|
| County seat | Jacksonville |
| Court for foreclosure cases | Duval County Circuit Court (4th Judicial Circuit) |
| Official records & court sales | Duval County Clerk of Court |
| Property taxes | Duval County Tax Collector |
| Where we buy | Arlington, Westside, Northside, Riverside, Springfield, Mandarin, Murray Hill |
Options for Jacksonville homeowners
Selling to us is one option, not the only one. Jacksonville homeowners in this spot usually weigh reinstate the loan, loan modification or forbearance, list with an agent, short sale and sell for cash. If keeping the house or listing it makes more sense, we'll say so.
Compare every option in the Florida guide →- Behind on payments and the gap keeps growing
- A sale date is already set
- Worried about the credit damage
- The servicer won't agree to a plan you can afford
Three steps. Your schedule.
Selling to us takes three steps, and you control the timing of every one.
Tell us about the house
Share the address and a few details online or by phone. It takes about two minutes and costs nothing.
Get a written cash offer
We review the property and recent nearby sales and send a no-obligation cash offer, usually within 24 hours.
Pick your closing date
Close in as little as 7 days through a Florida title company, or pick a later date. We cover normal closing costs.
What Jacksonville homeowners ask about foreclosure
How long does foreclosure take in Florida?
Florida is a judicial foreclosure state, so every case goes through the Circuit Court. Contested cases often take many months; uncontested ones can move from filing to sale much faster. The sale itself is set 20–35 days after the final judgment.
What happens to my equity if the house goes to auction?
If the auction brings more than you owe, the extra is surplus that you can claim from the Clerk. Selling before the auction usually keeps more of your equity, because auction prices are often below market.
Where are Duval County foreclosure sales held?
The Duval County Clerk of Court runs court-ordered foreclosure sales. Florida law lets Clerks hold these sales online (s. 45.031), and the sale date is listed in the final judgment.
Do you buy houses in Jacksonville?
Yes. We buy in Arlington, Westside, Northside and Riverside and every other part of Jacksonville, as well as the rest of Duval County. Submit the address and we'll confirm within a day.
How fast can you close in Jacksonville?
As little as 7 days after you accept, using a Florida title company. If you need more time, we'll set the date that works for you.
Related help
Other situations in Jacksonville
Foreclosure help nearby
Get your no-obligation cash offer on your Jacksonville property.
Two minutes to submit, a written offer within 24 hours, and the closing date you choose. Nothing to fix, nothing to list.